Malnutrition Rises in the costs of living make poor people less able to afford items. Poor people spend a greater portion of their budgets on food than wealthy people.
The company that Minkow founded was, in fact, an elaborate Ponzi scheme.
The reported profits of the firm were nonexistent and the huge restoration contracts, imaginary. As one journalist reported, rather than building a corporation, Minkow constructed a hologram of a corporation. Ultimately, the persistence of an indignant homemaker who had been bilked out of a few hundred dollars by ZZZZ Best resulted in Minkow being exposed as a fraud.
Dingell, chairman of the U. Where were the independent auditors and the others that are paid to alert the public to fraud and deceit? Such frauds are in the natural order of things, I suspect, as old and enduring as human needs.
There are essentially no barriers to entry: Minkow quickly recognized that carpet cleaning was a difficult way to earn a livelihood. The ease of entry into the field meant that cutthroat competition was hue of prevalent within the industry.
Within months of striking out on his own, Minkow faced the ultimate nemesis of the small businessperson: Throughout his short business career, Minkow realized the benefits of having an extensive social network of friends and acquaintances.
Soon after becoming a friend of Tom Padgett, an insurance claims adjuster, Minkow devised a scheme to exploit that friendship.
The gullible Padgett was led to believe that the sole a purpose of such confirmations was to allow Minkow to circumvent much of the bureaucratic red tape in the insurance industry. Eventually, Minkow recognized that the ultimate scam would be to take his company public, a move that would allow him to tap the bank accounts of investors nationwide.
ZZZZ Best was first subjected to a full-scope independent audit of its financial statements for the twelve months ended April 30, The congressional subcommittee was surprised, if not alarmed, that he had not personally visited at least a few of the job sites.
What could you want better than that? You were as much a victim as some of the investors in this company? I was a victim all right I am as much aghast as anyone. I did—there was nothing because they never got in touch with me.
Minkow sent two of his cohorts to Sacramento to find a large building under construction or renovation that would provide a plausible site for a restoration contract.
Gray had visited Sacramento weeks earlier to search for the site that Minkow had refused to divulge.
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As chance would have it, the building chosen by the ZZZZ Best conspirators was the same one Gray had identified as the most likely site of the insurance restoration job.Journal of Food and Drug Analysis (JFDA) is the official peer-reviewed open access publication of the Food and Drug Administration of Taiwan.
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